



Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 30 life insurance companies and other correspondents.
Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 30 life insurance companies and other correspondents.
Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 30 life insurance companies and other correspondents.
Services
ORIGINATION
Trinity has the strongest roster of correspondent lenders in Texas, including some of the most sophisticated sources of debt in the market. These lenders routinely invest billions of dollars in commercial mortgages annually. They offer a full range of loan structures, including floating and fixed rate debt, higher leverage mezzanine loans, bridge loans, and even some equity investments. We are also able to provide construction/permanent loans or forward commitments out to a full year.
In addition to our correspondents, Trinity also has the ability to access various Fannie Mae and Freddie Mac sources, as well as the most competitive and well managed CMBS (securitized) lenders in the market. We also have strong relationships with REITs, pension fund advisors, banks, private equity funds and non-correspondent lenders.
Our lenders offer non-recourse loans, provide flexible prepayments, and typically lend money at par. Trinity’s loan size is $1 million and up, and we have financed properties in excess of $100 million. We have the resources to finance office buildings, anchored and unanchored retail centers, regional malls, apartments, hotels, credit leased properties, industrial warehouses and service centers, self-storage facilities, mobile home parks and country clubs.
SERVICING
Trinity has a strong commitment to servicing the loans we originate. This commitment grows out of a conviction that both borrower and lender are best served by our continuing relationship. We consider it “service after the sale” and it is an integral part of our business philosophy and we believe contributes to the growth of the business.
Trinity began servicing loans in June of 1996 with five servicing correspondents, a $96,000,000 portfolio and a servicing staff of one. Today the portfolio exceeds $2.0 billion and includes 30 correspondent relationships and five servicing professionals.
Lenders
OVERVIEW
Our capital sources include life insurance companies, pension funds and advisors, CMBS originators, Fannie Mae DUS lenders, banks, credit unions, capital funds, REITs and other investors.
CORRESPONDENT LENDERS
Trinity originates and services loans for 30 life insurance companies, all of which are well staffed to originate competitively structured mortgage loans:
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Aegon
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Mutual of Omaha
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Genworth
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Ameritas
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CNA
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River Source
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American Family Insurance
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Western & Southern Financial Group
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unum
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Allstate
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CorAmerica
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Securian
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One America
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Assurant
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Ohio National Financial Services
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Woodmen Life
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American Equity Investment Life Holding Company
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Cuna Mutual Group
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Walker & Dunlop
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State Farm Insurance
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Farm Bureau Insurance
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Voya Investment Management
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Americo
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Protective
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Symetra Financial
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Sabal Financial
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Pinnacle Financial Partners
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Columbian Financial
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Lincoln
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Thrivent
Transactions

Arranged construction/perm. financing with its correspondent Western & Southern Life

Trinity arranged permanent financing with its correspondent lender UNUM.

Trinity arranged permanent financing with its correspondent lender Americo.

Trinity arranged permanent financing with its correspondent lender Voya.

Trinity arranged permanent financing with Northwestern Mutual.

Trinity arranged permanent financing with its correspondent lender Allstate.

Trinity arranged construction/permanent financing with its correspondent lender Western & Southern Life.

Trinity arranged permanent financing with its correspondent lender AIG.

Trinity arranged permanent financing with its correspondent lender Western & Southern Life.

Trinity arranged permanent financing with its correspondent lender UNUM.

Trinity arranged permanent financing with its correspondent lender Allstate.

Trinity arranged permanent financing with its correspondent lender Allstate.

Trinity arranged permanent financing with its correspondent CUNA.

Trinity arranged permanent financing with its correspondent lender Americo.

Trinity arranged permanent financing with its correspondent American Family Life Insurance

Trinity arranged permanent financing with its correspondent AIG

Trinity arranged permanent financing with its correspondent Voya Investment Management

Trinity arranged permanent financing with Principal

Trinity arranged permanent financing with its correspondent Allstate Investments LLC

Trinity arranged permanent financing with its correspondent American Equity Investment Life Insurance

Trinity arranged permanent financing with its correspondent lender American Family

Trinity arranged permanent financing with its correspondent lender Unum

Trinity arranged acquisition financing with a life company correspondent lender

with a life insurance company correspondent lender

Trinity arranged permanent financing on the first market rent apartment project built on the San Antonio River with its correspondent Allstate

Trinity arranged a long-term self-amortizing loan with one of its life company correspondents
Team
S. Kirk Oden, Principal
Email: kirk@trinityref.com » | Download v-card »
An El Paso native and a graduate of Rice University, Mr. Oden joined Trinity’s corporate predecessor as an analyst immediately upon college graduation. He was a founding Principal and is a full time mortgage loan originator in the San Antonio office.
Joan L. Lovejoy, Principal
Email: joan@trinityref.com » | Download v-card »
Mrs. Lovejoy joined the firm in 1994 as a loan closer and office administrator. A native of Los Angeles, California with over 30 years of business experience, she has been a resident of Texas since 1993. Mrs. Lovejoy served as a member of the Los Angeles office of Russell Reynolds from 1982 to 1993. She is a Principal in the firm’s San Antonio office.
William R. Holshouser, Principal
Email: holshouser@trinityref.com » | Download v-card »
Will Holshouser, a San Antonio native, graduated from Vanderbilt University. He worked for two years in finance and control at Clear Channel Communications before joining Trinity. Will is a seasoned loan originator and a Principal in the San Antonio office.
Aaron K. Retersdorf, Associate
Email: aaron@trinityref.com » | Download v-card »
Mr. Retersdorf, a native of Austin, Texas, joined Trinity Real Estate Finance’s San Antonio office in 2013 as an associate. He graduated from Trinity University with a Bachelor of Science, with honors, in Finance, International Business, and Spanish.
Hudson Weston, Associate
Email: hudson@trinityref.com » | Download v-card »
Mr. Weston is a graduate of the University of Texas at San Antonio where he majored in Finance and served as a Senior Analyst for The Investment Society. He grew up in Barcelona, Spain and is fluent in both English and Spanish. Hudson joined the firm in 2019 as a full-time associate in the San Antonio office.
Alma D. Fuentes, Closing Manager
Email: alma@trinityref.com » | Download v-card »
Ms. Fuentes, a Texas native, graduated from Schreiner University with a Bachelor of Business Administration with a focus in Marketing. Ms. Fuentes joined Trinity Real Estate Finance in 2012 as Closing Manager and is responsible for the day-to day operations of the Closing Department. Ms. Fuentes has over 20 years’ experience, 12 years with James Avery Craftsman, most recently serving as Demand Sales Forecaster/System Coordinator.
Grace Pittman, Closing Specialist
Email: grace@trinityref.com. »
Mrs. Grace Pittman, a Sunnyvale, California native, graduated from University of Phoenix with a Bachelor of Business Administration with a focus in Human Resources. Mrs. Pittman joined Trinity Real Estat e Finance in 2018 as a Portfolio Specialist and has transitioned to a Closing Specialist. Mrs. Pittman has over 15 years’ experience in the financial sector and has served in the areas of commercial and residential lending specializing as a bilingual account consultant. She most recently served at Wells Fargo Bank as a Bankruptcy Analyst.
Lisa P. Hinson, Loan Servicing Manager
Email: lisa@trinityref.com »
Mrs. Hinson joined Trinity Real Estate Finance in 2004 as Loan Servicing Specialist and is now responsible for the day-to-day management of the department. Mrs. Hinson brings over 17 years of management and business experience to the firm.
Veronica Garza, Loan Servicing Specialist
Email: veronica@trinityref.com »
A San Antonio native, Mrs. Garza graduated from Texas State University with a degree in Political Science. After 5 years originating Residential Mortgage Loans, she joined Trinity Real Estate Finance. She served 4 years in the United States Air Force.
Derek R. Stokes, Principal
Email: derek@trinityref.com » | Download v-card »
A resident of San Antonio since 1987, Mr. Stokes is a graduate of Trinity University with a degree, with honors, in Finance and International Business. He joined Trinity Real Estate Finance after graduating from college and is a full time mortgage loan originator and Principal in the San Antonio office.
Michael A. Sela, Principal
Email: mike@trinityref.com » | Download v-card »
A Houston native, Mr. Sela is a graduate of Trinity University with a degree in Finance. He joined Trinity Real Estate Finance after graduating from college and is a full time mortgage loan originator and Principal in the firm’s Austin office.
Will C. Kiesling, Associate
Email: kiesling@trinityref.com » | Download v-card »
Mr. Kiesling, a native of Monterey, California, graduated from Trinity University with a degree in finance. He worked as an analyst with Frost National Bank prior to joining Trinity Real Estate Finance and is an associate in the firm’s Austin office.
Collin B. Newton, Associate
Email: collin@trinityref.com » | Download v-card »
A San Antonio native, Mr. Newton graduated from Franklin and Marshall College in Lancaster, Pennsylvania. During his time at F&M he received a Bachelor of Arts in both History and Spanish. He joined Trinity Real Estate in 2014 as a full time associate in the San Antonio office.
Scott Bissmeyer, Associate
Email: scott@trinityref.com » | Download v-card »
Mr. Bissmeyer, a native of San Antonio, graduated from The University of Georgia with a degree, with honors, in Finance. He joined Trinity Real Estate Finance in 2019 as a full time associate in the firm’s Austin, office.
Kathleen A. Scrimpsher, Loan Servicing Specialist
Email: kathleen@trinityref.com » | Download v-card »
Ms. Scrimpsher, a San Antonio native, joined Trinity Real Estate Finance in 2004 as Loan Servicing Specialist. Ms. Scrimpsher brings over 30 years of business and general accounting experience to the firm.
Brenda Kudrna, Loan Servicing Specialist
Email: Brenda@trinityref.com » | Download v-card »
Ms. Brenda Kudrna joined the Trinity Real Estate Finance team in 2014 as a Portfolio Specialist. She brings over 30 years of business experience working as a Business Analyst with Campbell Soup Company and as an Account Manager with Direct Hit Data. A native of Detroit, Michigan, she has been a resident of Texas since 2003.
Lori Stiles, Closing Specialist
Email: lori@trinityref.com » | Download v-card »
Mrs. Lori Stiles joined Trinity Real Estate Finance in 2019 as a Loan Servicing Specialist before joining the Closing Department. Mrs. Stiles, a Montana native, graduated with honors from Gonzaga University in Spokane, Washington with a Bachelor’s degree in Business Administration with a focus in Management. Mrs. Stiles background includes over ten years’ experience in residential lending and she has been a resident of San Antonio since 2015.
Heather Swan, Loan Servicing Specialist
Email: heather@trinityref.com » | Download v-card »
A San Antonio native, Ms. Swan joined Trinity Real Estate Finance in 2019 as a Loan Servicing Specialist. Ms. Swan brings over 25 years of banking and management experience to the firm.
Harry F. Schwethelm, Jr., Co-founder Emeritus
A native of Kerrville, Texas and a graduate of Harvard College and the University of Texas Law School, Mr. Schwethelm has spent his entire career at Trinity Real Estate Finance, Inc. and its corporate predecessors. He left the company on May 31, 2011 after a thirty five year career in the mortgage banking business.
Contact Us
SAN ANTONIO OFFICE
100 NE Loop 410
Suite 972
San Antonio, TX 78216
Tel (210)524-9186
Fax (210)524-9653
AUSTIN OFFICE
8310 N. Capital of Texas Highway, Building 1
Suite 255
Austin, TX 78731
Tel (512)477-8900
Fax (512)477-8901
© 2020 Trinity Real Estate Finance, Inc. All rights reserved. Site by Zócalo Design.
Careers
Trinity Real Estate Finance, Inc. is a young, dynamically growing commercial mortgage banking company based in Texas. We are constantly looking to find ambitious, intelligent and mature individuals who want to become part of our team. No prior real estate experience is required and we hire many employees directly upon graduation from college. All the personnel at Trinity are committed to teaching and mentoring as a strategy for growth.
New mortgage banking trainees at Trinity begin their careers as analysts. As a matter of policy, an analyst will spend time with every experienced producer at the company and will work on all property types and in all markets. The analyst’s job is an intellectually challenging position that includes numbers analysis, the preparation of write ups, photography, site visits, and market research. An analyst will be included in meetings, negotiations, business events, corporate entertainment and travel.
An analyst can move into production as they gain experience and develop an inclination to take on the responsibilities of loan origination. More often than not, the transition is gradual. Principals of the firm take a personal interest in each analyst’s transition.
Trinity hires individuals who demonstrate a high aptitude for the commercial mortgage banking business. Resumes may be sent to either office:
Refa
Trinity Real Estate Finance, Inc. is a member of Real Estate Finance Associates, a national affiliation of independent mortgage banking firms. Created in 1979, REFA evolved from the pioneering James W. Rouse & Company, the commercial mortgage banking affiliate of the prominent regional mall developer.
Through membership in REFA, Trinity and its personnel share information on a real time basis concerning capital markets, lenders, and can obtain real time information on markets and lending conditions throughout the country. The REFA member firms frequently assist one another when real estate owners from one market own properties in different markets further afield.
There are currently nine REFA companies or groups of companies nationally with twenty offices in all, representing lenders in key cities across the United States.
Members include:
Churchill Commercial Capital, Inc.
Phoenix, AZ
Columbia National Real Estate Finance
Baltimore, MD & Washington, DC
Comm Cap Advisors
Las Vegas and Reno, NV
The Goedecke Companies
Boston, MA & Westport, CT
Keystone Mortgage Corporation
Los Angeles & Orange County, CA
Largo Real Estate Advisors, Inc.
Buffalo, Manhattan, & Albany, NY, Philadelphia, PA, Sarasota, FL, and Toronto, Canada
Medalist Capital, Inc.
Charlotte & Raleigh, NC, Charleston, SC, and Atlanta, GA
Newmark Realty Capital
Seattle, WA
Trinity Real Estate Finance, Inc.
San Antonio & Austin, TX
Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio approximates $1.2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes five full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 20 life insurance companies and other correspondents.