Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2.2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 32 life insurance companies and other correspondents.
Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2.2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 32 life insurance companies and other correspondents.
Trinity Real Estate Finance, Inc. is a dynamically growing commercial mortgage banking company based in Texas. Trinity originates and services mortgage loans on all types of income producing real estate. We have financed properties from California to New York to meet our client needs, but we concentrate our efforts on the investors and developers of Texas.
We are headquartered in San Antonio, Texas and have production offices in both San Antonio and Austin. Our servicing portfolio exceeds $2.2 billion in loans on properties including office buildings, apartment complexes, industrial warehouses, retail centers, hotels and self-storage facilities.
Our staff includes seven full time production professionals who are backed by an exceptional team of analysts and loan closers. Our closing staff sets the standard in the industry for initiative and active management of our loan closings. Our award winning servicing group handles our growing portfolio of loans on behalf of 32 life insurance companies and other correspondents.
Services
ORIGINATION
Trinity has the strongest roster of correspondent lenders in Texas, including some of the most sophisticated sources of debt in the market. These lenders routinely invest billions of dollars in commercial mortgages annually. They offer a full range of loan structures, including floating and fixed rate debt, higher leverage mezzanine loans, bridge loans, and even some equity investments. We are also able to provide construction/permanent loans or forward commitments out to a full year.
In addition to our correspondents, Trinity also has the ability to access various Fannie Mae and Freddie Mac sources, as well as the most competitive and well managed CMBS (securitized) lenders in the market. We also have strong relationships with REITs, pension fund advisors, banks, private equity funds and non-correspondent lenders.
Our lenders offer non-recourse loans, provide flexible prepayments, and typically lend money at par. Trinity’s loan size is $1 million and up, and we have financed properties in excess of $100 million. We have the resources to finance office buildings, anchored and unanchored retail centers, regional malls, apartments, hotels, credit leased properties, industrial warehouses and service centers, self-storage facilities, mobile home parks and country clubs.
SERVICING
Trinity has a strong commitment to servicing the loans we originate. This commitment grows out of a conviction that both borrower and lender are best served by our continuing relationship. We consider it “service after the sale” and it is an integral part of our business philosophy and we believe contributes to the growth of the business.
Trinity began servicing loans in June of 1996 with five servicing correspondents, a $96,000,000 portfolio and a servicing staff of one. Today the portfolio exceeds $2.2 billion and includes 32 correspondent relationships and five servicing professionals.
Lenders
OVERVIEW
Our capital sources include life insurance companies, pension funds and advisors, CMBS originators, Fannie Mae DUS lenders, banks, credit unions, capital funds, REITs and other investors.
CORRESPONDENT LENDERS
Trinity originates and services loans for 32 life insurance companies, all of which are well staffed to originate competitively structured mortgage loans:
-
Security Mutual Life of New York
-
Assurity Life Insurance Company
-
Farm Bureau Financial Services
-
PPM America
-
Empower
-
Aegon
-
Mutual of Omaha
-
Genworth
-
Ameritas
-
CNA
-
River Source
-
American Family Insurance
-
Western & Southern Financial Group
-
unum
-
CorAmerica
-
Securian
-
One America
-
Constellation Insurance
-
Woodmen Life
-
TruStage
-
Walker & Dunlop
-
State Farm Insurance
-
Farm Bureau Insurance
-
Voya Investment Management
-
Americo
-
Protective
-
Symetra Financial
-
Sabal Financial
-
Pinnacle Financial Partners
-
Columbian Financial
-
Lincoln
-
Thrivent
Transactions
Team
S. Kirk Oden, Principal
Email: kirk@trinityref.com» | Download V-Card »
An El Paso native and a graduate of Rice University, Mr. Oden joined Trinity’s corporate predecessor as an analyst immediately upon college graduation. He was a founding Principal and is a full time mortgage loan originator in the San Antonio office.
Derek R. Stokes, Principal
Email: derek@trinityref.com» | Download V-Card »
A resident of San Antonio since 1987, Mr. Stokes is a graduate of Trinity University with a degree, with honors, in Finance and International Business. He joined Trinity Real Estate Finance after graduating from college and is a full time mortgage loan originator and Principal in the San Antonio office.
William R. Holshouser, Principal
Email: holshouser@trinityref.com» | Download V-Card »
Will Holshouser, a San Antonio native, graduated from Vanderbilt University. He worked for two years in finance and control at Clear Channel Communications before joining Trinity. Will is a seasoned loan originator and a Principal in the San Antonio office.
Michael A. Sela, Principal
Email: mike@trinityref.com» | Download V-Card »
A Houston native, Mr. Sela is a graduate of Trinity University with a degree in Finance. He joined Trinity Real Estate Finance after graduating from college and is a full time mortgage loan originator and Principal in the firm’s Austin office.
Will C. Kiesling, Principal
Email: kiesling@trinityref.com» | Download V-Card »
Will Kiesling, a native of California, graduated from Trinity University with a degree in Finance in 2009. He worked as an analyst with Frost National Bank prior to joining Trinity Real Estate Finance. He is a full time mortgage loan originator and Principal in the firm’s Austin office.
Galen Sulistyo, Associate
Email: galen@trinityref.com» | Download V-Card »
A native of Houston, Mr. Sulistyo graduated with a degree, with honors, in Geographic Information Science and a Master of Real Estate, both from Texas A&M University. He joined Trinity’s Austin office as a full time associate in 2020.
Alma D. Fuentes, Closing Manager
Email: alma@trinityref.com» | Download V-Card »
Ms. Fuentes, a Texas native, graduated from Schreiner University with a Bachelor of Business Administration with a focus in Marketing. Ms. Fuentes joined Trinity Real Estate Finance in 2012 as Closing Manager and is responsible for the day-to day operations of the Closing Department. Ms. Fuentes has over 20 years’ experience, 12 years with James Avery Craftsman, most recently serving as Demand Sales Forecaster/System Coordinator.
Jack Stewart, Associate
Email: jack@trinityref.com» | Download V-Card »
An Alabama native, Mr. Stewart graduated from Auburn University with a double major in Finance and Supply Chain Management. He joined Trinity’s San Antonio office as a full-time associate in 2020.
Travis Buchanan, Associate
Email: travis@trinityref.com» | Download V-Card »
After growing up in Austin, Mr. Buchanan graduated from Texas A&M University with highest honors, completing his Agribusiness degree a year early. He subsequently earned a Master of Real Estate from Mays Business School. Travis has been active in commercial real estate since 2019 and joined Trinity’s San Antonio office as a full-time associate in 2023.
Brenda Kudrna, Loan Servicing Manager
Email: Brenda@trinityref.com» | Download V-Card »
Ms. Brenda Kudrna joined the Trinity Real Estate Finance team in 2014 as a Portfolio Specialist and is now responsible for the day-to-day management of the department. She brings over 30 years of business experience working as a Business Analyst with Campbell Soup Company and as an Account Manager with Direct Hit Data. A native of Detroit, Michigan, she has been a resident of Texas since 2003.
Lisa P. Hinson, Loan Servicer – Event Specialist
Email: lisa@trinityref.com» | Download V-Card »
Mrs. Hinson joined Trinity Real Estate Finance in 2004 as Loan Servicing Specialist and handles all special servicing requests. Mrs. Hinson brings over 20 years of management and business experience to the firm.
Jennifer Reza, Loan Servicing Specialist
Email: jreza@trinityref.com» | Download V-Card »
Ms. Jennifer Reza joined the Trinity Real Estate Finance team in 2021. She is a native of Chicago, Illinois, and graduated from DePaul University with a degree in finance. She brings over 20 years of investment experience working as an Investment Associate with The Northern Trust Company and a Senior Operations Analysts for AllianceBernstein. She has been a resident of San Antonio since 2016.
Jennifer Frisce, Loan Servicing Specialist
Email: jennifer@trinityref.com» | Download V-Card »
A San Antonio native, Ms. Frisce joined Trinity Real Estate Finance in 2020 as a Portfolio Specialist. Ms. Frisce brings over 30 years of banking and management experience working in the Business Department with Capital One and BBVA.
Jessica Welker, Loan Servicing Specialist
Email: jessica@trinityref.com» | Download V-Card »
Jessica Welker, a San Antonio native, joined the Trinity Real Estate Finance team in May 2022. She brings over 15 years of mortgage lending & servicing experience in the residential mortgage department working as a Loan Specialist with Wells Fargo and Loan Processor for LoanDepot.
Marcella Guerra, Loan Servicing Specialist
Email: marcella@trinityref.com» | Download V-Card »
Marcella Guerra, a San Antonio native, joined the Trinity Real Estate Finance team in July 2021. She worked for 13 years at Randolph Brooks FCU and brings over 20 years of banking, lending & mortgage experience.
Harry F. Schwethelm, Co-founder Emeritus
A native of Kerrville, Texas and a graduate of Harvard College and the University of Texas Law School, Mr. Schwethelm has spent his entire career at Trinity Real Estate Finance, Inc. and its corporate predecessors. He left the company on May 31, 2011 after a thirty five year career in the mortgage banking business.